Excess for costs for which your vehicle is liable in an accident

Sometimes motor insurance policies contain an excess. An excess means that, as owner of the vehicle, you must bear a part of the costs for which the vehicle is liable in case of an accident.

This might apply, for example, if the driver who caused the accident is over the legal alcohol limit or under 24 years of age.

The insurance company generally fully compensates the person or persons who are entitled to compensation. It then claims the excess from you, the owner of the vehicle that caused the accident.

If, as owner of the vehicle, you do not pay the excess, the insurance company can transfer the claim to TFF.

For further information on excesses, see the terms and conditions of your insurance policy.